Ease of Housing Credit from Bank BJB-BPJS

Ease of Housing Credit from Bank BJB-BPJS
Illustration of a house in a real estate area that can be financed with MLT-BPJS TK via Bank BJB. (Special Doc.)

Bank BJB is actively promoting financing accessibility to enable the community to more easily access a variety of banking financing products. Through the bjb MLT BPJS Ketenagakerjaan product, credit is extended to prospective debtors who are participants of BPJS Ketenagakerjaan for purposes such as home financing (KPR), down payment loans, and home renovation loans.

"We have launched the additional service benefits program (MLT) in conjunction with the bjb MLT BPJS Merdeka initiative, which reflects our commitment to facilitating access to credit for the community, particularly in relation to housing financing," stated Widi Hartoto, Head of the Corporate Secretary Division of Bank BJB, in a press release issued on Tuesday, September 10.

With this program, Bank BJB aims to ensure that the community, especially BPJS Ketenagakerjaan participants, can easily obtain the necessary credit for KPR, down payments, or home renovations. This initiative is set to run from August 12 until December 31, 2024.

Among the benefits provided through this program is a 79 percent discount on processing fees. This discount serves as a token of appreciation for customers who have chosen Bank BJB as their banking partner within the BPJS Ketenagakerjaan framework. This program also represents one of Bank BJB's ongoing efforts to innovate and deliver the best services.

Bank BJB has consistently introduced various programs aimed at facilitating customer access to services, including credit applications. Additionally, the bjb MLT BPJS Merdeka program is anticipated to stimulate economic growth within the community and simplify home ownership for participants of the BPSJ Ketenagakerjaan.

"Through this program, we aim to continually promote the ease with which individuals can achieve their goal of home ownership. We will also persist in conducting outreach and education regarding the benefits of the bjb MLT BPJS Ketenagakerjaan product. Through this initiative, we hope to expand our service reach and enhance public trust in the diverse financing products we offer," concluded Widi.